Once you complete your application, I will review it and set you up with a Rocket Account to upload all documents securely. Use this list to gather what you’ll need for a smooth approval:

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📋 The Essentials (For Everyone)

• Identification: Clear copy of your Driver’s License or Government ID.

• Assets: Two most recent months of bank statements (all pages) for any account being used for your down payment.

• Current Real Estate: If you own property, provide your most recent mortgage statement and HOA coupon (if applicable).

 

💼 If You Are a W2 Employee

• Earnings: Your last 30 days of paystubs.

• History: Past 2 years of W2 statements.​

 

🏗️ If You Are a Business Owner or Landlord

• Personal Taxes: Past 2 years of Federal Income Tax Returns (all pages/schedules).

• Business Taxes: Past 2 years of Business Tax Returns and associated K-1s.

 

🏖️ If You Are Retired

• Fixed Income: Current Social Security, Pension, or Annuity award letters.

• Statements: Most recent quarterly statement for your retirement or investment accounts.

 

🎖️ If You Are a Veteran or Active Duty

• Certificate of Eligibility (COE): I can help you pull this, but if you have it ready, it speeds up the process.

• DD214: Member 4 copy (for discharged veterans).

• Statement of Service: (For active duty members).

• Note: Ask me about $0 Down Payment options and how we can use your VA benefits to compete in the Oregon market.