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Oregon Mortgage Broker / Loan Officer 

NMLS #2003696

Todd Davidson

Contact

P: 971-275-2465

W: todddavidsonmortgage.com

Mortgage Broker, Todd Davidson with UMortgage in Wilsonville Oregon

What Me/My Company Offer

  • We are a mortgage brokerage.  I have 20+ lenders I shop for every client to get them the best rate and fees.

  • As a broker, our rates and fees are lower than just about anyone.  So if someone wants the best deal, I’m your guy.  If someone wants to shop, I’m your guy, as with 30 lenders, I do it for them.

  • We can close most loans from start to finish in 15 days or sooner.  So we work quickly.  I work in the same office as my processor, so we get the files done and to the lender very quickly.

  • I do conventional, VA, USDA, FHA, and Jumbo.  I’ve also got an amazing Bridge Loan that I’ve been doing a lot to help people move up (buy before they sell).  For more info on this, I list it in the loan type section on this page.  https://www.livinginoregon.net/todd-davidson-mortgage-broker

  • I believe everyone should know exactly what they’re getting and paying for with their mortgage.  It can be overwhelming, but I do a very good job of holding hands and helping people understand the process.

  • Questions or pre-approvals?  I’m available seven days a week and after hours to help

  • I work with any sort of buyer and am able to help often when others aren't. We do a variety of Non-QM:

    • First-time home buyers > enjoy working with them.  As rates have gone up and the market slowed a bit.  There’s more of an opportunity for them.

    • Tough credit > I’m pretty good at guiding people on ways to improve their credit and help them get a mortgage

    • Retiree’s > Enjoy this.  They are easy to work with in most instances

    • People relocating to the area > I work with many buyers doing this. 

    • Future Job Qualification

    • One year business owner

    • P&L or Bank Statement Only (no tax returns)

    • Asset Depletion (can use retirement assets pre-retirement age)

    • Assets as Income (no actual income needed)

    • Investor > We have some great investor loans

    • Land Loans ($100,000 minimum)

    • Manufactured Homes in parks ($100,000 minimum)

    • Reverse Mortgages

    • ITIN/Foreign Nationals

    • Normal 30-60-year-old, W2 and Business owner.  I do these too!

About Me

Todd's 30-year professional career has been built on a foundation of providing the best service, excellent communication, and hard work. Whether you're a first-time homebuyer or more experienced buyer you will appreciate Todd's ability to guide you through the process all the while making what can be an overwhelming experience seem relatively easy and stress free.

At UMortgage | PNW, Todd is able to leverage the experience of some of the best leaders in the Mortgage industry. He's got a wide array of tools at his disposal to help advise and educate clients on the multiple factors to consider when acquiring a home loan. He specializes in VA, FHA USDA, Conventional and Jumbo loans. His great work ethic, excellent communication and never-ending desire to exceed his client's expectations, have earned trust, and built thriving personal and professional relationships throughout his career.

When Todd is not busy pursuing his client's goals, he enjoys spending quality time with his lovely wife and their 3 adorable kids. The Davidson’s enjoy traveling, playing sports and just being in the great outdoors. With Todd as your Mortgage Loan Officer, you’ll enjoy being served by a knowledgeable, passionate, and trustworthy professional who can confidently handle a wide array of financing needs with expertise. Schedule a meeting with Todd and be assured he won’t rest until your homeownership dreams become a reality.

Todd Davidson Client Reviews

Todd Davidson Info

Business Address

25195 SW Parkway Ave #204

Wilsonville OR 97070

NMLS #2003696

Contact

971-275-2465

todddavidsonmortgage.com

Opening Hours

Mon - Fri

8:00 am – 8:00 pm

Saturday

9:00 am – 12:00 pm

​Sunday

9:00 am – 12:00 pm

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